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effective) during the duration of the loan, what loan fees are incurred, late payment fees, loan renewal actions, along with other factors.
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The assessment must further certify that it has been conducted by a qualified, objective, independent third-party individual or entity that uses procedures and standards generally accepted in the profession, adheres to professional and business ethics, performs all duties objectively, and is free from any conflicts of interest that might compromise the assessor's independent judgment in performing assessments.
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