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Under a closed-end commitment, the lender might agree to lend a total of $1,000 in a series of advances as needed by the consumer.
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Setting minimum percentages of income or dollar amounts that, when used in ability-to-repay determinations for covered short-term loans, have yielded high rates of default and reborrowing relative to rates of default and reborrowing of other lenders making covered loans to similarly situated consumers.
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