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The Bureau does not believe the required disclosures would impose any other costs on consumers.
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The available strategies for obtaining investor capital which ultimately will fund peer-to-peer loans fall into two main avenues: publicly tradable notes (SEC-registered) versus exempt or unregistered investments by
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We collect your personal information, for example, when you submit a loan request, provide your contact information, request help obtaining a loan etc.
A lender or service provider that is an account-holding institution has a right to initiate a transfer of funds between the consumer's account and an account of the lender or affiliate, including, but not limited to, an account-holding institution's right of set-off.
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