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Catherine University recommends that all eligible degree seeking students apply for financial aid using the Free Application for Federal Student Aid (FAFSA) and exhaust all eligible grant, scholarship, and direct loan program options before considering an alternative education loan.
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The Bureau is proposing to clarify that the determination must be based on residual income “during the shorter of the term of the loan or the period ending 45 days after consummation of the loan” because the definition of a covered short-term loan includes a loan under which the consumer is required to repay “substantially” the entire amount of the loan within 45 days of consummation.
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They refused and on the original date for the withdrawal, it bounced causing my bank to charge their fees.
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The latter approach could, however, require the lender to build in a larger cushion to account for the increased risk of income volatility.
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The Bureau also seeks comment on whether it is feasible and appropriate to provide the disclosures by text message or mobile application.
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