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By submitting your information to us, you agree that lenders may obtain such credit reports and verify your information.
The Bureau also seeks comment on the costs and burdens on lenders to provide the proposed disclosures to consumers.
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If the term is extended and the borrower could have actually afforded the higher payments associated with a shorter term, the borrower may have a higher total cost of borrowing.
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The lender will then ask you how much you wish to borrow- you are normally limited to a few hundred dollars- and for how long you need to borrow it- which is normally a limit of several weeks maximum.
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If you have a bad credit score, that’s a different situation entirely.
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