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Some borrowers would also be prevented from rolling loans over or reborrowing shortly after repaying a prior loan.
The Bureau recognizes that lenders decline covered loan applications for a variety of reasons, including to prevent fraud, avoid possible losses, and to comply with State law or other regulatory requirements.
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This interest will be charged from when the payment was due until we receive Persistent late or missed payments could affect your credit rating, which can make getting credit more difficult, and in the worst case it may lead to legal action to recover a debt.
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The proposal would also require most lenders to provide a notice to borrowers prior to each attempt to withdraw payment directly from a borrower's account.
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