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Of course student loans cant be included in chapter 7.
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If you do not have a JMU ID, you must be entered into the Library checkout system (Carrier or Rose Public Services Desk) prior to borrowing from JMU Patrons may use JMU Library Catalog to arrange delivery of media items to other JMU library locations, and faculty may also request delivery Media currently checked-out may be requested by another borrower who has proper identification.
In general, SOL for unsecured debt in CA is 4 years, but it all depends on where the loans were originated and is a question best addressed to an attorney regardless.
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Technically speaking as the payer you should not report on a 1099-MISC form any amounts that would be reported on a 1099-K instead.
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Again if this is not an option many consumers instead need to consider a new lending resource.
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