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Traditional loan value varies according to the applicant’s credit history.
You may also submit a complaint with your state's securities regulator.
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Since credit card terms lack the discipline of the fully amortized repayment schedule required with traditional installment loans, a loan amount that would take one year to repay using an installment loan could take 10 years or more on a lower-rate credit card, at a much greater cost to the consumer.
Nat'l Credit Union Ass'n, Trends and Estimates of Consumer Savings from Payday Alternative Loan Programs, Office of Chief Economist Research Note (April 2017).
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Net income is the money you receive after taxes and all other deductions.
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