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Treating consumers fairly when collecting debts: The Bureau will assess whether auto finance companies are using illegal debt collection tactics.
To be reasonable, a projection of the amount and timing of net income or payments for major financial obligations may be based on a consumer's written statement of amounts and timing under paragraph (c)(i) of this section only to the extent the stated amounts and timing are consistent with verification evidence obtained in accordance with paragraph (c)(ii) of this section.
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