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Every applicant must demonstrate sufficient income to handle the projected monthly payments.
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Neither borrowers' credit score is impacted negatively due to non-payment nor financial institutions have to make additional provisions for sub-standard account, he added.
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However, you will not be eligible to apply for a payday loan if:You have an outstanding county court judgement (CCJ) in your name
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
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