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Over the last 10 years, she had made at least $21,000 in payments toward those two loans, and likely several thousand dollars more, according to a ProPublica analysis based on her credit reports and loan documents.
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In addition, many States limit the size of payday loans but not the size of vehicle title loans, so some borrowers may prefer a vehicle title loan.
The portfolio default rate for each period would cover all loans made under § 1041.
Each term is a fortnight and is usually until the next paycheck.
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