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I was giving 1 scholarship and 5 grants, which left me with 3 loans of $5,400 for my freshman year.
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I read others are using Credit Sesame, which I will also check out.
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He asked me for my security answers, which I gladly gave him.
Other than that, it could be as simple as bringing your student loans within 270 days of being current by making payments to catch.
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