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Dig small trees from woods (if allowed) and sell to homeowners.
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This requirement applies regardless of whether any or all of the loans in the loan sequence are made by the same lender, an affiliate, or unaffiliated lenders.
In the audited financial statements of the bank, the $100 in currency would be shown on the balance sheet as an asset of the bank on the left side, and the deposit account would be shown as a liability owed by the bank to its customer, on the right side of the balance sheet.
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Payday Loans and Consumer Financial Health, by Neil Bhutta, staff working paper, Board of Governors of the Federal Reserve Board (September, 2013).
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