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If you are trying to get out of debt then you need to put a buffer between you and debt; that is exactly what an emergency fund does.
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The real economies are missing this money in the form of buying power, yet they are responsible for keeping up so the whole system doesnt break together under its own weight.
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The Bureau also solicits more general comment on whether this definition is appropriate in the context of proposed part 1041 and whether any additional guidance on the definition is needed.
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